Finance for your needs

With the UK high street banks making it more difficult to arrange business asset finance, it has become extremely challenging for SMEs to get financing for key areas of their operations. This is where Commercial and Asset Finance come in. Collectively we have over 40 years’ experience in Asset Finance provision - We will find a solution.

 

Hire Purchase

When you want to own the asset outright, this is the most traditional form of asset finance. Interest charges can be fixed or variable and the term varied to suit individual cash flow requirements.

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Finance Lease

Unlike hire purchase ownership never passes to the named Customer/Hirer on a lease agreement. The customer effectively rents the asset for a predetermined period of time from the finance company. At the end of this period the hirer traditionally has 3 options:

1) Retain the use of the asset by paying a secondary period rental
2) Sell the goods to a third party on behalf of the finance company
3) Return the asset to the finance company